Friday, October 30, 2020
In this article, we are going to be talking about how you can become the ultimate DIY parent. Sound interesting? Then keep on reading!
Tuesday, October 27, 2020
- Acts of Service
- Physical Touch
- Quality Time
- Words of Affirmation
- Receiving Gifts
I mean, don't get me wrong. The fact that these were the percentages of my quiz doesn't mean that I don't need someone to tell me "Penny, I believe in you, you've faced more difficult things and you made it through, I believe you can do it this time as well" when I'm struggling. Or that I don't enjoy quality time with people I love. Or that I don't crave hugs desperately. Most people probably need all these things, but the question is what is more important to them.
So, if you don’t want your estate taxes to be a burden, keep reading this article to learn how to manage them efficiently.
What Are Estate Taxes?
Monday, October 26, 2020
Last time I wrote about my dizziness, headaches, and exhaustion. And how I went from one doctor to another and did blood tests, and bottom line is I was told that I needed new glasses, and today I picked up my multifocals. It definitely is an adjustment to get used to them, I was old that in advance, but just as I'm sitting at the computer and typing this post, I can already see how they're helping, as it is much easier for me to focus on the computer screen with these glasses vs my old ones. I was told it can take a week or two to get used to them, but just seeing how much easier it is to sit at my computer, or to read books, already is helping (the rest of the time, or when shifting where I'm looking, currently are making me more dizzy, but I know its a process so I can deal with that).
But in addition to that, today, after nearly two weeks of trying to wake up early enough to actually make it to the blood test in time (we can only get them before 9:30 am and I've been getting the kids out to school and then back to sleep), I finally did it, and though all the results aren't in yet, I got enough answers to confirm that yes, my thyroid definitely is a big contributor to my health issues as of late.
Going through a divorce is hard, no matter how old you are, the reason for the divorce, or how long you were married. However, going through a divorce is especially challenging when there are children involved. Whether your children are young, teenagers, or even young adults, a divorce is going to be hard on them. If you are in the midst of divorce, or you have already finalized your divorce, you are likely already aware of that. In addition to it being emotionally challenging for you and your children, it is also financially challenging.
As you and your ex-spouse learn how to raise your children as two separate entities, rather than as a team, it’s important that you do your best to think about finances for your children in a practical way. You must learn how to co-parent financially for the sake of your children. Whether you are in the process of learning the ropes when it comes to co-parenting, or you are looking for ways to improve your co-parenting tactics in regards to money, this post will be able to help you.
How Do You Handle Expenses While Co-Parenting?
Sometimes handling expenses while co-parenting can be a difficult task, especially if your ex-spouse isn’t cooperative or receptive. With that being said, here are some tips to help you co-parent successfully when it comes to finances.
Pay for the Things You are Legally Required to Pay for
This is perhaps the most obvious way to co-parent successfully in regards to finances. Every divorce is different, and depending on what the court decides, as well as what your child custody lawyer proposes, you and your ex-spouse will both be legally responsible for paying for different things. When most people get divorced, oftentimes one of the parents has to pay child support to the parent that is predominately raising the child/children. If the parent that is responsible for paying child support does not, he or she could be fined or face jail time. If you are in charge of paying child support, it will make your life easier to make sure you simply just pay it. Though you may not agree with the fact you have to pay child support, it will be in your best interest to pay it and then seek further legal assistance. Paying what you are legally required to pay for will make co-parenting- in terms of finances- as stress-free and straight forward as possible.
Keep Your Child’s Best Interest in Mind
No matter what, you need to keep your child’s best interests in mind when it comes to paying for things after a divorce. You and your ex-spouse should do your best to split things equally throughout the duration of your child’s life and should both work to make sure your child has all that he or she needs to live happily and comfortably. In addition to child support, you should still do what you can to assist in extra expenses as long as you are able to. Some additional expenses that you should assist in paying for with your child’s best interest in mind include:
- Extracurricular sports or activities
- Doctors visits/procedures
Communication is Always Key
Like most things in life, communication is always key. You and your ex-spouse will have to- likely more times than not- put your differences aside and discuss finances. If you and your ex-spouse get along well, this will be no issue. On the other hand, if you and your ex have a rocky relationship, you will need to work at creating positive and healthy communication. Perhaps plan one day a week where you both talk on the phone about your children and current finances. Or meet up once a month to do the same.
Make it a point to be open about your financial situation and expectations. Do you think your ex could be paying for more? Tell him or her. Are you struggling financially right now? Make this known. Has child support been late or has your ex not contributed anything to your child? Address this issue. Regardless of what you need to talk about financially, make sure to do it in a calm and clear way; this will allow you to communicate in a healthy way and to co-parent to the best of both of your abilities.
Do Your Best to Co-Parent in Terms of Finances
As you and your ex co-parent, it’s likely that you will hit bumps in the road and that not every day is going to be easy, and it’s likely that some of the issues you may end up facing will have to do with money. Therefore, it's important that you are as prepared as you can be when it comes to learning how to co-parent and also manage the finances that go along with it. Keep these few tips in mind, and if you are currently struggling with co-parenting and managing finances, consider reading books specifically on this topic, doing further research, or even talking to a financial advisor.
Friday, October 23, 2020
I haven't done one of these things in a while. Partly laziness, and partly feeling like I haven't done anything frugal thats worth sharing. Because my life just was... not particularly frugal. But after a cooking session that was ridiculously frugal oriented, I realized that I wanted to share that with you, and with that, I also came to the conclusion that I have so many other frugal things I did this past week. Ok, I'm also including things that my son did that helped me save money.
Sunday, October 18, 2020
I have to say, this recipe came out absolutely amazing. So amazing that, though I shared a bit with one of my kids, who agreed it is terrific, I ate the entire thing, and I think I might have gotten a bit of a stomach ache from eating that much in a small amount of time.
But seriously, if you're a fan of edamame and Asian flavors, make this one. This recipe is gluten free and vegan if you use the gluten free and vegan options listed.
Easy Asian Inspired Edamame Salad Recipe, Gluten Free, Vegan Options
Thursday, October 15, 2020
|By the end of this post, the relevance of this picture will be made clear.|
I want to apologize on my slacking on writing posts lately. I've been going through a lot lately, had my kids full time lately, and on top of that, have been having quite a few health issues that were a mystery.
When I reached out to my doctor, he wouldn't let me do anything until I took a corona test but getting one done was easier said than done. We have corona drive in/walk in testing places, but none of them are within walking distance of my house, and in quarantine, I wasn't allowed to use public trasportation or take a taxi (or so I thought), so I had to arrange a test at my house. However, even getting the referral to an at home test took time, then it had to get approved, and then someone had to call me to arrange it, but two weeks after my virtual doctor's appointment, no one had even called me to arrange it, and no, I wasn't able to call them to arrange it either. But I reached out to officials from my local municipality who offered to help make that quicker, but heard nothing back from then either.
At this point, I was very stressed out, and knew that while I was waiting, suffering, I wasn't able to get anything else ruled out- no one would test my sugar or my blood pressure, which could have been the cause for that. So I mentioned something to a friend, and she gave me a blood pressure cuff to borrow.
And then in the ER, I was in the corona "biological ER", and finally got my corona test. (Oh my gosh, that hurts.) And they tested my blood pressure. And it was normal. And they gave me a blood test and a chest ex ray.
But since my blood pressure wasn't high in the ER, I wasn't a priority for them, so I just mainly sat around playing on my phone. After spending a few hours in the ER, at 4:45 am they told me I was being released. Without corona results yet, which they told me should take only 2 hours. How was I supposed to get home? Well, you can take a taxi home, they told me. I thought I couldn't because I was in quarantine. They told me legally I was allowed to take a taxi with all the windows open and masks on the whole time.
In an effort to stay organized, services such as 1300 Skip Bins Newcastle provide containers that can be filled with a variety of different types of debris, junk, clutter, furniture, anything that needs to be cleared out. People can either rent these on a personal or a commercial basis. Generally, homeowners generate rubbish while landscaping, fall cleaning, or through renovations to their house.
Using skip bins to manage waste in any type of scenario, whether industrial or residential, makes disposal much more affordable, easier, and less time-intensive than attempting to perform any heavy work with simple trash receptacles and garbage bags.
Monday, October 12, 2020
Friday, October 9, 2020
Corona, Covid, the Rona, the plague, whatever you call it, it sucks. It sucks because in addition to all the people that have died, in order to prevent more deaths, so many staples of our life have been removed. So many things that were things we relied on to have happy, healthy, and sane lives have been snatched away, which is leading many people to have difficult and stressful lives.
Everyone's life is stressful during corona for different reasons. If you're single you might be craving company. If you're a teacher, trying to work via zoom is really hard. If you work in the health care field, the stress of possibly catching or working with very sick patients can take a huge toll. If you're out of a job or have decreased income because you're in an affected industry finances difficulties can make this really difficult.
But as I am not in those situations, I want to talk about things that have been a big investment for my family's sanity during lockdown, as a family living in a smallish house with 4 kids, as a single parent, working from home.