Friday, September 30, 2022
Save Money on Your Living Costs with These Tips
Thursday, September 29, 2022
10 Creative Ways To Make Some Extra Cash
Monday, September 12, 2022
A New Mom’s Guide To Choosing The Right Daycare Facility
Taking care of your child is a journey of a lifetime. It may be hard, full of obstacles, and a roller coaster of emotions, but it’s also fun, exciting, and fulfilling.
One of the toughest challenges of being a mom is doing multiple mom duties simultaneously. It’s nearly impossible to care for your child while working. So, you have no choice but to leave childcare duties to someone else, but it’s a big decision to ponder.
Leaving your child with someone else may not sound pleasant, especially for a first-time mom like you. One of the best options you have is enrolling your child in a good daycare facility like Lolo’s Childcare.
Choosing the right daycare for your sweet little angel can be daunting and overwhelming, but it doesn’t have to be. In this article, you’ll learn everything you need to give your kids the best care possible while away.
Sunday, September 11, 2022
Loving My Chronically Painful Body
- I sit partially off my seat on the bus so that there is unequal pressure on my bum and my pelvis gets pushed out of place and then my bottom and back spasm so badly it hurts to move until my physical therapist pushes it back into place.
- I slap a mosquito to kill it... And sprain my wrist. I scrub a pot with my other hand and sprain that wrist as well.
- I drive a car and my ankle screams in pain from my pressing the brakes. My knee and hip hurt from that as well.
- My daughter pulls my hand and my hand starts throbbing in pain.
- Right now my ankle is hurting me a lot because I had a physical therapy appointment and she was showing me some exercises to do to hopefully help my ankle and knees not hurt so much, and even though she gave me really mild exercises they are enough to have me aching hours later.
Saturday, September 10, 2022
Are You Making These Financial Mistakes?
Living Off Credit Cards
The single biggest mistake young working people make is relying on credit cards to get through each month. In nearly every such case, people who dig the credit hole end up regretting it. The solution is budgeting. When you make a detailed monthly budget and pay off all card balances when they come due, the plastic curse will no longer be a problem.
Ignoring the Potential of Vacation Real Estate Rentals
Investing in real estate, particularly vacation rentals, can enhance long-term portfolios in several ways. The concept plays an even greater role in recessionary economies when stock markets are volatile and unpredictable. Working adults can sidestep risky securities markets and put their capital into tangible assets like real estate. Those considering a second home as an investment tend to focus on rental property.
However, vacation properties in resort cities or favorite holiday spots offer multiple advantages. Owners can rent out the homes for most months of the year and stay in them when they want an inexpensive way to travel. Others options include earning regular income on the holiday home and then moving into it full-time after you retire. Even homeowners with extra bedrooms in their current house can earn rental income and reap the financial rewards of owning their own home or a second one.
Being Under-Insured
Making Impulse Purchases
If you're an impulse buyer, consider making a detailed monthly budget and never shopping for anything without a written list. If uncontrolled spending is a serious problem, there are credit counselors who specialize in helping consumers who need extra help. Don't let impulsive spending wreck your financial stability.
Not Working to Improve Credit Scores
Check all three credit scores, one with each of the big three bureaus, at least once per year. Get help interpreting the reports so you'll know how to up your scores. If you find mistakes, contact the bureau directly and find out how to lodge a legal challenge to the error and have it removed from your record. Note that it can take about six months to correct mistakes on official reports.
Thursday, September 8, 2022
How to Get a Personal Loan with Bad Credit?
And, of course, applying for a personal loan with a good credit score is advantageous for obtaining better loan terms and conditions. However, many companies also offer options for people asking for a personal loan with bad credit. You can read more about it in the Upstart personal loans review.
Continue reading this article to learn how you may obtain a personal loan with bad credit.
Easy Chocolate Crinkle Cookies Recipe -- Dairy Free, With Oil
I was looking for a recipe for chocolate crinkle cookies and my friend Rachel gave me this recipe. My son made a few batches of it and declared it the best cookie he's ever had. "The absolute best?" I asked him. He said it was up there, maybe a few others tied, but it was really amazing. So I wanted to share it with you.
Just a note- I tried converting this to gluten free and egg free and I just got a sticky mess (but it's quite possible that it was because I accidentally poured powdered sugar into the recipe instead of potato starch-- they look alike!-- and even though I tried to fish out the powdered sugar I must have missed some and that is possibly why it failed) so I'm not recommending those changes just yet, but I hope to tweak it and share a gluten free egg free recipe soon.
Easy Chocolate Crinkle Cookies Recipe -- Dairy Free, With Oil
Friday, September 2, 2022
How to Ensure Your Loan Is Approved
Thursday, September 1, 2022
The Benefits of an IVA
An IVA is only available to people who live in England, Wales or Northern Ireland. The Scottish equivalent is a Protected Trust Deed.
There are many advantages of an IVA that make it an attractive debt solution for those who are struggling to repay their debts. Let's take a look at some of the top advantages of an IVA.
About a Bra
I was talking to my therapist recently about certain resentments that I was having towards my children asking for things that I thought were frivolous expenses, and she said that from what I'm telling her, the resentment stems from the fact that I don't spend money on myself that isn't absolutely necessary. I told her that that is definitely true, and that sometimes even things that are necessary I still often don't buy for myself.
For example, I need special sneakers because of my problematic feet and the shoes I had were broken for a few months and I still didn't order new ones and made do with my broken shoes. (I finally made an order from Amazon a month ago and they are running late, but hopefully should arrive today.) The other thing I have been making do without was bras.
I had been wearing bras from a company that I ordered online, but they didn't have a good fit and were not supportive, and since I have larger girls support is necessary. There is this store I went to locally that has good fitting quality bras, but the bras there aren't so cheap. I bought some there anyhow because they were good.
When I went there last, I asked for cheaper good ones that are my size, and I got a bra that was about $60, which was on the cheaper end for the store there, and one that I liked less that was a little more expensive.
But I needed more than 2 bras, and I wanted to see if I could get them cheaper than what I paid locally, while not skimping on quality. I found the company that made my bras was located in Europe, and at the time, they were shipping internationally. I located on their site the exact bra I had bought in person and instead of $60 per bra it was $30, with free international shipping if you spent more than 75 dollars, and purchased a few of them, and I was very happy with them.