Friday, June 17, 2022

5 Reasons Why Extended Car Warranties Are Worth It

If you have a car one of the biggest expenses, after gas, is repairs. But are there ways to lower these expenses while still making sure your car stays in good working condition? Yes, an extended car warranty can help with that. Read more to find out how it can help.

If you've recently purchased a vehicle, you may be considering ways to protect your new asset. Of course, insurance is essential, but you might want to take things one step further with other plans.

Extended car warranty provides coverage for things such as breakdowns and repairs. However, it's typical to have doubts about whether or not it is a suitable investment for you.

Below we are going to talk about just five reasons why extended car warranties are worth it.

Interested in learning more? Then keep on reading!

Tuesday, June 14, 2022

The Remote Working Problems Nobody Ever Mentions

As a parent, figuring out how to do everything between work and your kids and all your other responsibilities can be challenging, but working from home helps with that. But as someone who works from home, I can tell you that there also are challenges involved. However, I work for myself which has its own perks and difficulties that are different from when you work remotely for another company. If you are considering working remotely, here are some things you might want to consider that are challenges in that situation/

For whatever reason, your organization has started to work remotely. You thought this was a good idea because you’ve heard everyone talk about the benefits of remote working. It can help you save money, it allows your employees to be more productive, and you eliminate carbon emissions created by commuting to work.

Okay, there are (admitedly) a lot of things to like about remote working. It can very much be a viable option for your business - and for many other businesses. Nevertheless, you can’t deny the drawbacks as well. The problem is, hardly anyone talks about some of the problems that stem from working from home.

So, this post will uncover them! Carry on reading to find out the remote working issues nobody ever talks about:

Monday, June 13, 2022

Functional Medicine A Bust For Me

I'm dealing with some health issues still with an unknown cause. I've gotten four diagnoses (in addition to my mental health ones), Ehlers Danlos Syndrome, fibromyalgia, IBS, and Hashimotos thyroiditis. However, I have some symptoms that don't fit any of those diagnoses and we've yet to figure out what is causing them, let alone how to deal with them. This is quite frustrating, to say the least. 2 years on and still it's a mystery. 

I've been to so many different doctors, but for each specialist, it was me doing the research about what the issues can possibly be and which doctors were the right avenue and then asking my PCP for the referral, not the PCP figuring out what type of doctor to send me to. It has been quite frustrating that I need to be in charge of all this, not a doctor, and needing to do my google sleuthing, and then following up on it. Like shouldn't a doctor be the one trying to help, and not me doing the doctor's job?

I was thinking about what might possibly help. About 4 years ago I went to a functional medicine doctor paid for by my insurance, and he had some ideas about what the cause might be, but he wanted me to do special testing not covered by insurance, and it was too expensive for me to afford, so I never did it.

Saturday, June 11, 2022

6 Job Ideas For Parents

We all need money, unfortunatey, to survive. But when you're a parent, that isn't always so easy. Many jobs do not work well with having a family and can cause big work-life balance issues. Here are some jobs that are more suitable for a parent with little ones.

It can be challenging to find a healthy balance between raising children, holding down a job, and bringing in a decent wage. Many hard-working parents are better off taking a part-time or flexible job that allows them to spend time with their children and satisfies their need to work in a role they enjoy.

Here we look at six exciting job options ideal for busy parents to fit around raising their families.

12 Amazing Gifts For The Girls In Your Family

Some kids are really easy to figure out what to gift them. Others can be extremely challenging to figure out what they'd enjoy receiving as a gift. For those of you trying to figure that out for your children, hopefully this list will give you some inspiration.

When it comes to buying presents for either your own children, family members, or friends' children it is always a good idea to find out what sort of toys or games they are into. This way you don’t get something random only for them not to like it. If you get something they like then there is a higher chance they will play with it for longer than a day. If you are trying to navigate the minefield that is buying presents for girls then fear not, we have twelve ideas below that will hopefully give you some inspiration.

Friday, June 10, 2022

Gluten Free Egg Free Cheesecake Recipe -- Easy, Allergy Friendly, and Delicious

I made a delicious gluten-free egg-free cheesecake recently but one of my kids was disappointed that I didn't make enough for them to have seconds, so I decided to make it again especially since it wasn't hard. 
Of course the first time I didn't write down the recipe, so I had to do this from scratch. The second time I made it, I used less flour than I did the first time and I was worried it wouldn't solidify, and it took longer to cook, but it ended up so moist and delicious and, dare I say it, better than the first time? 

The only slight issue with it is that the top ended up with a bunch of little holes on it, I guess where the liquid evaporated, but to be honest, neither I nor my kids cared, but if you want something that looks perfect, I've heard that baking cheesecake in a pan of water is supposed to help, but I can't verify that it works for this recipe.

This recipe is allergy friendly, other than dairy. And I have a sensitive stomach and much dairy bothers it, which is why I used fake milk (rice milk one time, almond milk another), but cream cheese and butter in small amounts don't bother me. I can't promise this will be good for you if you have a sensitive stomach, but just putting it out there. You can also use milk for this recipe... I assume. But I can't promise because there's lemon juice in that. So feel free to experiment. Or just leave this recipe as is.

Oh, another thing that was important to me was that a recipe didn't have a ton of ingredients, I wanted to use cream cheese and what was in the house only. No whipping, no food processor, no mixer.

Basically, this came out really delicious and I highly recommend it. And if you do need an egg free cheesecake but don't need to be gluten free, of course, you can just use the gluten alternative.

Gluten Free Egg Free Cheesecake Recipe -- Easy, Allergy Friendly, and Delicious

Tuesday, June 7, 2022

College and University: The Complete Guide for Supportive Parents

You would think that with my oldest kids being 14 and 12, college is a far away concept for me, but my 12 year old has already looked at colleges that he wants to go to, and my 14 year old has also talked about it. If you, like myself, are thinking about college for your children, whether it is something immediate or further in the future, read on to learn how to be a more supportive parent.

As parents, we all want what’s best for our children. This becomes increasingly apparent when they reach pivotal points of their life and start making decisions that can impact their future. A key point for most teens? The point at which they leave school and decide what direction to take next. Your teen may decide that higher education is on the cards for them and you’re going to want to do what you can to make this journey as positive and beneficial as possible for them in every way, shape and form. But what can you do to assist with this and be as supportive as you can? Here are some suggestions that can help!

Sunday, June 5, 2022

Why Choose a Home Appliance Warranty?

If you own a home, you might be worried if anything in your house breaks or get destroys, because you don't have a landlord to come fix those things. You may have heard of homeowner's insurance, but what about home appliance warranties? Read more to find out.

Repairs are an inevitable part of living in a home, regardless of whether you are a homeowner or renting.
Appliances break, faucets leak and HVAC units can stall in the middle of a heatwave. You can purchase home warranties to protect your appliances and systems rather than depleting your savings on the unexpected and unplanned costs of repairs.
Are home warranties worth it, especially if you take care and look after your appliances?

Where To Find The Top Hotel Executive Recruiters?

If you're looking to increase your family's income, you may be considering the hospitality industry. When going in that direction, you might want to consider going through a recruitment agency. Here is what you should consider.

One of the most essential components of every company is the process through which new personnel are brought on board. If there is not an effective process of hiring taking place inside the firm, the business will be unable to grow and flourish. Because of this, it is of the highest necessity to engage the most brilliant persons through the utilization of an efficient recruitment process.

At this point in the process, the picture gets more complicated as a result of the emergence of agencies that take on the job of recruiting as part of the services given to a company. These organizations are required to have an exceptional level of judgment and skill due to the sensitive nature of the job that they conduct.

Wednesday, June 1, 2022

A Great Frugal Book Haul

I love reading. It is one of my favorite things to do in down time. Yes, movies and shows are also great, but there's nothing like being curled up with a good book. Growing up I used to satisfy my voracious book appetite by going to the library and bringing home massive piles of books every week or two, often with books ordered via inter-library loans so I could get my hands on books from my favorite authors and try books recommended to me by the librarians that got to know my taste. I almost never bought books, other than some select favorites, because I could get what I wanted from the library.

Moving abroad to a non English speaking country has made reading more challenging for me. There aren't as many libraries here as there were where I grew up, and at least in my area, most don't have English books, and there definitely aren't interlibrary loans like we had growing up. So I never bother using the library because going there was like perusing someone's personal bookshelves, and not like actually going to a library with a large selection and variety. (Our local library has maybe 2 or 3 bookshelves of English books, all told, mostly all old books that locals donated.)

So, so starved as I was for reading material, I got to the point where if I'd see a book in English, I'd give it a shot, as long as it wasn't something that sounded absolutely terrible. I couldn't be picky with such limited options. 

Here and there I'd check out second hand book stores, but the selection there was very limited, and honestly, most of the books there were quite overpriced. 

Instead most of my reading came from books that I borrowed from friends, but that relied on my friends having the books I'd wanted to read. I also found out about these little free libraries placed in bus stops, where people left books they no longer wanted and picked up books that others left there, and that helped a lot, but it wasn't usually the books I wanted, but at least it was something.

I finally found out about Betterworldbooks.com and Bookdepository.com where I could get cheap books with free international shipping, and when a friend didn't have a book I was looking for, or when I loved the book I borrowed from a friend so much that I wanted to own it, that's where I'd purchase it from, by checking between the two to see which had it cheaper.

But there was this one place where I have been able to find great cheap books locally, and all my taste.

Tuesday, May 31, 2022

Top Resources to Help You On Your Journey to Becoming a Chef

I love cooking. One of my biggest joys in life is making good food and watching people enjoy it. If my life had gone differently, like if I wasn't a single mom of 4 dealing with disabilities, I would have thought about pursuing becoming a chef, so I could make money from what I love, but alas. If you're someone who dreams about becoming a chef, here are some resources to check out.

There are many people who dream of having the opportunity to take their passion for food and cooking and turn it into a career. Becoming a chef is no easy journey, however, and isn’t one that should be started on a whim.

The simple fact is that the culinary world is one that is filled with a great deal of competition. Many talented chefs are all vying for the top positions at the best restaurants around. Moreover, many people have the desire to be able to start their very one restaurant one day. This is arguably one of the more challenging routes to go when you want to have a career as a chef.

That being said, with the right amount of dedication and work, you can end up as a successful chef. You should look to make use of any and all resources that you have at your disposal as you seek to develop your skills and find your way as a chef.

With that in mind, here are some of the top resources that can help you along on your journey to becoming a successful chef.

Sunday, May 29, 2022

Common Mistakes That Are Made When Selling Your Home

I don't ever want to move out of the house that I own, but for those that are selling their home, here are some important mistakes to avoid to have the sale be as successful as possible. 

There’s a lot to keep in mind when you’re planning to sell your home and a lot of concerns as to whether or not you’re making the right decisions along the way.

Real Estate Broker companies like the team at Compass work with agents to help make your selling process as personalized and smooth-sailing as possible, and there’s more info available if you’re eager to sell your home without making some unforeseen mistakes due to inexperience.

In the meantime, avoiding these other common mistakes below is essential if you want to sell your home quickly and with as few problems as possible.

Saturday, May 28, 2022

Penniless Dad's "Moussaka" Recipe - AKA Leftover Surprise

Apologies for all the food purists out there, as this is by far a really non traditional version of moussaka, a dish traditionally eaten in the Middle East and the Balkans. The most well known version of moussaka is the Greek one, made with layers of eggplant, ground meat (generally lamb) in tomato sauce, and topped with a bechamel sauce. However, there are many other versions of moussaka around the world, and this recipe actually does fit into the loose definition of moussaka, which is either eggplant (generally) or potatoes (in the Balkans), tomato sauce, sometimes meat, sometimes cheese, with many different variations. So even though none is actually like how my father makes it, the name is still technically correct.

I was cleaning out my fridge the other day and while deciding what things there were too far gone and needed tossing, and what could still be used, and I saw the following:

Leftovers from an antipasti platter I made, mostly roasted eggplant, and a tiny bit of zucchini and peppers. Hot dogs. Leftovers from a whole chicken that I cooked, plus some mushrooms and potatoes, and an open can of tomato paste.

As looked at those things, what immediately struck me was how this was literally the base of what my father would use to make what he'd call moussaka. But it really just was a way that he used up leftover chicken or turkey. As a kid I had no idea that it was that, and I loved it so much that one year on my birthday, when we would get to decide what would be for dinner, I asked for moussaka, and my father, bemused, obliged. I actually wrote about this once, over 10 years ago here on this blog, but who actually is reading posts that old, and I was a much worse blogger then than I am now, so here it is.

This recipe is allergy friendly, and free of all the common allergens such as gluten, dairy, or eggs, unlike many moussaka recipes. Feel free to play around with this recipe, since the point is to use up leftovers. I used mushrooms, a bit of zucchini and pepper, but feel free to add other vegetables if you want. Eggplant is necessary to make it moussaka (in my opinion) and I never do it without hot dogs, but the point is to take this idea and use up your leftovers in a way that appeals to you and yours. Be creative, have fun, and minimize waste. (I took the potatoes that were with my chicken and mushrooms and turned them into revamped mashed potatoes.)

Penniless Dad's "Moussaka" Recipe - AKA Leftover Surprise

Thursday, May 26, 2022

5 Frugal Tips for Moms and Dads

Looking for some ways to save money that work for parents? Here are some tips to consider.

Living within your means is one of the secrets to managing your finances. With prices constantly on the rise, it’s never been more important to make your bank account balance. Below we look at five things you can do to help keep your finances in check and to spend less than you earn.

Tuesday, May 24, 2022

8 Ways To Succeed As A Video Content Creator on Instagram

If you're looking for ways to earn money, Instagram is a way to aid in that. Video is a media that can be very engaging, and if you make good content, it can be a great way to get clients for your business. But to do that, you need to have a successful video platform, such as an Instagram account. Here are some things you can do to help succeed as a video creator on Instagram.

Even though Instagram had been widely popular before it was bought by Facebook, combining it with the world's largest social media platform made it a force to be reckoned with. With over 1 billion monthly active users, the platform has become a favorite site for advertisers from all industries and regions of the world. Instagram is used by both local family-owned businesses and big corporations to promote their products and services, and it works brilliantly.

While images are great for promoting your business, don't underestimate the power of video. An Instagram video marketing strategy that is well-thought-out can help you increase your reach, engagement, and brand visibility. Not sure how to succeed as a video content creator on Instagram. Don't worry we have noted down all the tips and tricks for you in this blog.

My Mental Health Journey's Story

Me cuddling with my dog on the floor, to help cheer me up, during a bad depressive episode

In addition to being Ehlers Danlos Awareness Month, May is Mental Health Awareness Month, where people try to bring these stories to light to reduce stigma. So I wanted to tell you about my story. (PS for those who are saying to be careful with sharing this, my ex and his lawyer know all about this already as does social services and fortunately, it hasn't been able to hurt me.) Warning- I will be talking about some triggering stuff.

I had a pretty miserable childhood. I dealt with a lot of abuse at home, physically, verbally and emotionally, was bullied in school, etc. I had a lot of sadness and hopelessness in me but tried to be positive. At the age of 14 things reached a point that completely broke me and I just couldn't anymore. I was angry at God, angry at the religious community I was a part of and the world and was super depressed, started hanging out with the wrong crowd, and started getting myself into trouble. Someone special came into my life and accepted me as I was, gave me hope that things didn't have to be so bad, and I decided to try to fix up my life and give my community and society another chance.

My family moved to abroad when I was 16 and I was totally heartbroken, and it wasn't an easy year for me. I was also pretty miserable in addition to feeling very lost spiritually and didn't have any good friends. I was sent to a therapist by my head of my school but after once I never went back.

The next year back in the US I found myself religiously and discovered a religious movement and it's approach to being happy and making yourself happy and I decided that, while I knew I had a depressive nature, I'd shove it down and make the decision to  force myself to be happy all the time since that is the "correct thing to do". I tried therapy, knowing that I'd gone through tremendous abuse. But because of the "I'll force myself to be happy" I was in such denial that I never mentioned to the therapist about the abuse I went through and gave up after four sessions.

I got married very young because I desperately wanted someone to love me, afraid everyone would leave me like I felt everyone did to me in the past, and pressured him into marrying me. And it was a bad marriage from the start. But I was in a new community in a new country and I wanted to make friends and felt that no one would want to be friends with someone who was a mopey miserable mess and didn't want to be a "depressive person" so I decided to shove it all down. "So I'm a depressive person by nature, doesn't mean I need to feel depressed. I just need to avoid those thoughts and be positive."

Monday, May 23, 2022

Here’s Why You Should Pick Up Baking!

I love cooking. Baking I'm ok with, but my biggest love is really cooking. If you aren't a baker, here are some reasons from a reader why you might want to start baking- there are so many benefits!


I love baking. Many people don’t trust me when I say that I’m an emotional baker, because to many others who haven’t baked, baking seems like this whole process and ordeal. I like to liken it to art. While some people find painting or watercolor to be their solace from stress, the creation aspect is the same through baking; putting your effort and practice into finally making something you can share with people is a reward in itself.

I am an emotional baker in the sense when I feel sad or mad or even when I am very excited, my first instinct goes toward flour and dough. I put that apron on and suddenly am in this flow state of bliss. Whether it’s the process of rolling, kneading, or taste-testing my own baked creations, there are very many joys to be had in baking.

Over time, as I have moved between baking in a studio, to a bakery, to just home baking, I’ve realized there are many benefits to be had with home baking also. Without further ado, here are a few reasons I have found for you to pick up baking as a hobby.

Friday, May 20, 2022

How To Deal With Noisy Neighbors

Have you ever had noisy neighbors? Or have you ever been the noisy neighbors? I actually had a sitution where I was both, somehow. Years ago I was living on the second floor in an apartment building, with a backyard. I babysat kids during the day, and my downstairs neighbors was angry at me because she felt the kids were making too much noise... in the middle of the day. She got mad if the kids would go out and play with me in my backyard, because she wanted to be able to have her windows open and not hear children, so decided to blast music at really high decibels out her window to drown us out. Yet in the middle of the night she and her daughter stopped us from sleeping because of their 2 am screaming matches. It was such a pleasure to move away from her. If you are dealing with noisy neighbors, here are some things you might do to make things better.

Had enough of your noisy neighbors? There are a few things that you can do to finally get some peace and quiet. Below are just a few solutions for dealing with noisy neighbors.

Thursday, May 19, 2022

Gluten Free Egg Free Chicken Schnitzel Recipe - Allergy Friendly Fried Breaded Chicken Cutlets

Schnitzel. It has many names and variations around the world, as well as many different ways to eat it. But one thing they all have in common- dip it in egg then breadcrumbs and then fry. That's all very well and good, but what about people who can't eat gluten? Ok, gluten free breadcrumbs or something like that. But no egg? That is harder. No gluten or egg? You're up a creek without a paddle. Or not.

I figured out how to make schnitzel without using egg or gluten! It was honestly hard to figure out, because the standard egg replacement didn't cause the coating to stick onto the meat, and even once I figured out how to do it, when I tried skipping a step it also failed. So this is how I suggest you make it, without any variations, because otherwise I can't guarantee it'll work. 

This makes terrific flavorful schnitzel that the gluten and egg eaters will eat happily because it tastes just as good as the standard schnitzel.

I make my schnitzel with chicken, but you can make it with any other meat, whether turkey, beef, pork, etc... just follow the same method and it'll be fine. I use vegetable oil for mine, instead of the clarified butter used for traditional Weiner schnitzel, which makes mine good for people with dairy sensitivities as well.

There is a little bit you can play around with when it comes to this recipe. The actual liquids used don't matter so much; feel free to change them up to suit your taste. The point is just to add flavor to the meat. Options of liquids/wet things you can use are limitless, but some examples are: 

  • sweet chili sauce
  • ketchup
  • jam
  • teriyaki
  • pickle juice
  • salad dressing
  • maple syrup
  • almond milk
  • wine
  • orange juice
  • mustard
  • beer (keep this gluten free)
When it comes to the crumbs used for the coating, you can use anything gluten free (or gluten if you don't need to keep this gluten free) that is either savory or not too sweet that crumble. I use my food processor or grain container of my blender to make these things into crumbs. Even when they're stale or very crumbly its totally fine like this. Examples of things I've used or have eaten as coatings are (I will not be labeling these as gluten free- make sure to use gluten free versions of the following):
  • Pretzels (everything seasoning pretzels are the best)
  • Crackers
  • Breadsticks
  • Leftover bread (gluten free bread that is no longer fresh and doesn't taste so great anymore- into the blender you go!)
  • Cornflakes (even honey nut cornflakes taste good here!)
  • Chex or other not too sweet cereal
  • Tortillas
  • Almond flour (I tried making schnitzel with coconut flour- was not a hit with my kids)
As for seasoning for the crumbs, it depends on how flavorful the crumbs start out. Any of the following can work for your seasoning, but add a little at a time and taste- and you can because there's no raw meat at this point- and adjust:
  • Garlic powder
  • Onion powder
  • Paprika
  • Salt
  • Ok fine, I don't have any other ideas here because my creativity is shot because it is too late at night for me to be writing... and because I usually just add most of my seasoning via the liquids, but add whatever spices you like, go ahead!
  • Sesame seeds. Yes, not spices. Yes I like adding them to my crumbs. So shoot me. 
Basically, follow the procedure. The rest of the details are up to you. I just wrote exactly how I made mine this last time I did it (because all the other times I didn't write down measurements) but from here you can let your imagination run wild.

Gluten Free Egg Free Chicken Schnitzel Recipe - Allergy Friendly Fried Breaded Chicken Cutlets

Tuesday, May 17, 2022

Taking Your Child To Their First Hearing Test

I got my daughter evaluated and one of the things they noticed is that her auditory processing isn't so great. Before labeling her with an auditory processing disorder, I need to take her for a hearing test. Fortunately I got this information from a reader on things I and other people should know before taking a kid to a hearing test.

Hearing and ear health are really important concerns in anyone’s life, but especially so for young children where everything can be a problem that becomes bigger and bigger if you are not careful about it. If you are keen to make sure that you are keeping on top of your child’s hearing health, one of the things you’ll need to do is to take them to a hearing test every now and then. If you have their first hearing test coming up and you are concerned about what to do about it or how to approach it, there are a few things to bear in mind. Let’s take a look.

Friday, May 13, 2022

6 Ways to Improve Your Credit Score

I recently was rejected when I applied for a credit card with benefits that I really wanted to have. I applied every few months as was recommended and each time was turned down. Finally, I found out that my country recently implemented a credit score, and mine was bad because of things that happened over the course of my divorce a few years ago. This really is frustrating and I'm looking at ways to improve my credit score. Those aren't going to be the same things as for people in the US, but if you have a problem with a bad credit score, read on for tips on how to improve yours.

It’s important to maintain a decent credit score for several reasons. A good credit score offers a lowered interest rate, premium credit cards, and great loan products. But with a below-average credit score, you might not qualify for such benefits.

Though there are finance companies that issue loans to such credit holders, you’re still a flight risk to any mainstream lender. For instance, when you’re seeking a car loan. Though there are many car finance companies for bad credit cardholders, it’s always better to aim toward a good credit score.

If you’re looking to boost your score, there are a few solutions—even when you’re knee-deep in debt. But you can’t rebuild your credit profile overnight. Follow these simple steps to improve your credit score in the safest way possible.

Thursday, May 12, 2022

My Latest Scratch and Dent Grocery Haul

I had a rented a car the other day and needed to do some errands including buying some things, and I had a few choice of places to buy those things and decided to pick the place with a scratch and dent store so I could hit two birds with one stone- get frugal stuff, without hurting my body in the process. I'm glad I went, because I got some great deals. Total for this shop was just $53.42. If I had bought this shop at a regular grocery store it would have cost at least $135!

So, what did I buy?

Tuesday, May 10, 2022

Adapting Your Life to a New Arrival

If you're new to motherhood, the transition might be a bit challenging. Here are some tips to help smooth the transition and help you adapt better to motherhood.

Pregnancy is a long process that takes a lot of change on a physical and personal level. When you prepare for a new baby, you have to make changes to your self-care routine, the clothes you wear, how you arrange your home, how you approach work and so much more. Most parents spend a long time focusing on preparing for their new arrival and accommodating these changes. So, you might think that once your little one has arrived, everything will settle down and be catered to. But this is rarely the case. Welcoming a child into the family often comes with all sorts of unforeseen lifestyle changes and you’ll find yourself constantly adapting to meet their needs. But what are some key areas you can focus on when it comes to changing your lifestyle and routine to meet your new arrival’s needs? Here are some suggestions that can come in pretty useful.

Monday, May 9, 2022

6 Ways To Save Money On Baby Clothes

Baby clothes are really cute and adorable, teeny tiny pants and shirts and socks... but they're also often ridiculously priced. Especially since babies get their clothes dirty quickly and they change sizes so frequently, you end up needing a lot of baby clothes which is generally pricy. Here are some ways you can keep down those costs.

The first year of a baby is a period of incredible growth. In their first six months, babies' birth weight can be double and by the end of their first year, they’ll triple their weight.

As a new parent, the arrival of your baby can be both exciting and financially draining. You’ll have to pay for hospital delivery costs, which might hurt your wallet. More so, you have to prepare for the needs of your infant so your child can grow properly.

In this article, you’ll learn six surefire strategies for saving money on baby clothes.

Sunday, May 8, 2022

My Life with Ehlers Danlos Syndrome

As I was filling out the paperwork for my disability hearing, I had a hard time answering some of the questions. "How long have you had this issue?" and it wanted me to put in a start date. Except how do I even answer that? I've only known that I had Ehlers Danlos Syndrome less than 2 years, but I've definitely had it my whole life.

Since May is Ehlers Danlos and Hypermobile Spectrum Disorder Awareness Month, I thought I'd talk about Ehlers Danlos Syndrome, and how it affects my life. 

What is EDS?

Ehlers Danlos Syndrome is an inherited connective tissue disorder, and since our bodies have connective tissue nearly everywhere, it affects the body in so many different ways. Named after scientists Edvrd Ehlers and Henri Alexandre Danlos, who first described this in the early 1900s, EDS is actually a collection of disorders that affect connective tissues. There currently are 13 known types (other than an extremely rare variant discovered in 2018 with only four individuals so far diagnosed with it), and of them, all but one can currently be diagnosed via genetic testing. The last one, Hypermobile Ehlers Danlos Syndrome, the one I have, they haven't yet discovered the gene or genes responsible, so it is diagnosed via clinical observations. 

Top 8 Bad Financial Habits to Break to Fight Debt

It's rough to be in debt, but in order to get out of debt, there are some habits that have to first be broken. Read on to see which ones.

Debt is a scary thing. It can feel like you're swimming in it, and no matter how hard you try to get out, you just can't. You may be wondering how you got into this mess in the first place. The truth is, it could be any number of things. But more often than not, bad financial habits are to blame.

Do you struggle to balance making monthly payments and saving money for the future? Have you found yourself researching consumer proposal v bankruptcy and other debt solutions? If so, then this article is for you.

If you're ready to break free from debt and get your finances back on track, read on for the top habits you should break now.

Let's Look at Some of the Most Popular Coffee Flavours

I used to hate coffee. Then I started liking it and then I loved it. Then I needed to stop drinking coffee because it gave me anxiety and now I miss it. I love vanilla coffee the best, but now I just enjoy the smell when my sons drink it. Here's some more info about other flavors of coffee that you might like. 

While the conventional taste of ground coffee beans will always trump its rivals, there is no denying that many people opt for flavoured coffee.

If you landed on this post, you're likely to be among the more adventurous coffee drinkers out there. You might even consider yourself an avid drinker of flavoured coffees.

If this sounds like you, then you may also be aware that platforms like Glasshouse Mountain Coffee remain the best providers of coffee information.

Barring the likes of them, in terms of coffee flavours, we've gone ahead and done a lot of the hard work for you.

Let's take a look at some of the most popular coffee flavours you can get your hands on.

Luxuriously Frugal Mother's Day Celebration


As a single mom without a spouse to do something nice for me for Mother's Day or to encourage my kids to do the same, and as someone with a non existent/terrible relationship with her mom, Mother's Day is a challenging day for me. I have another single mom friend in the exact same circumstances, and we decided that for Mother's day we would celebrate our motherhood, because it deserves to be celebrated, even if it means treating ourselves.

We ended up having quite a luxurious day, and at the same time, it was pretty frugal! Of course, it didn't cost nothing, but for what we did, it definitely was quite impressive how little we paid for how much and how fancy our celebration was.

Tuesday, May 3, 2022

How To Make A Claim Against Someone Else's Car Insurance

Hopefully your car will stay whole and in great shape, but accidents happen, and when it is someone else's fault, you shouldn't need to shoulder the financial burden yourself. If someone else damages your car, here's how you can make a claim against their insurance.

A breezy, balmy drive to your office or perhaps a restaurant on weekends could become one of the worst days of your life. While your driving skills and expertise are enough to make sure you never hit another bumper, You can't say the same for other drivers. So what if someone just hits your car and entirely remodels the shape of it? The best way to manage it is by claiming someone else’s car insurance. And here’s how to do it.

While the process of claiming someone else’s car insurance is very simple, the other processes and factors that are needed before you file the claim make this process a very complicated mess. We’ll guide you through the entire process, taking into account all the possibilities so that you can be well prepared. First, let’s get some basics cleared out of the way.

7 Steps to Find a Balance Between Work and Family

A work-life balance is really hard to accomplish. If you're looking for some suggestions as to how to do this better, read for some tips from a reader.

Balancing work and family life can be a challenge for anyone. Both spheres of life are important and it is tricky to find time for each. It can be especially difficult for professionals who try to work from home because in such a case the boundaries are even more diluted.

It is all about prioritizing time and energy. This balance doesn’t always mean spending equal time on both, but rather making it matter anyway. Priorities might change with time, and one should be able to adjust the balance accordingly.

We’ve gathered the 7 best tips on how to achieve a healthy balance with help from Jooble experts and are ready to share them.

Monday, May 2, 2022

Applying for Disability

I had a long and exhausting day yesterday. No, it wasn't a day traipsing around in the hot sun on lots of errands carrying heavy bags. It was a day entirely at home, but no less exhausting.

I've got a bunch of different health issues. And I've been planning on applying for disability because of them for a while, since they really affect my ability to function and also cost me a lot of money as well. For the past year or so, I've been going from doctor appointment to doctor appointment, specialist to specialist, test to test, trying to figure out what is going on with my body and hopefully try to help it as well. And while I was there, I also got paperwork from the doctors with my medical issues so I can submit them for my disability claim. Some of the doctors I knew wouldn't be able to do anything for me, but just having them write what my issues are giving me more records to put in my disability claim, making it more likely for me to be approved.

The list of doctors/medical professionals I've been to since starting this process are:

Sunday, May 1, 2022

4 Benefits of Sharing Your Parenting Experiences

I like to talk about parenting and do so quite often. I mean, that is to be expected from someone with a blog named Penniless Parenting if you know what I mean. But seriously, parenting can sometimes be a really lonely experience, because no one is at home with you when you're dealing with your kids other than maybe your partner, if you aren't a single parent, so no one really gets what you're going through. But connecting with other parents and talking about the positives and the challenges is a good way to get support and not feel quite so alone in your parenting. Here are some benefits of sharing about your parenting experiences.

As parents, we all have unique experiences raising our children. We may have different techniques for dealing with the kids, which seem to work. At the same time, parents also have dilemmas along the way. As the children get older, many changes occur, and parents must learn how to adapt to these changes. When they were younger, it was simpler to expect the children to abide by the rules you impose. However, growing up makes them want to be independent and learn how to make their own decisions. A parent must find a healthy balance to maintain communication with their children, allowing them to speak their minds while respecting them.

As you go through life raising children, it would be nice to have people you can talk to about your experiences. They may be parents with similar experiences or new ones who can always use some parenting advice and learn all about parenting from those who have been through what they are currently facing. Sharing your parenting experiences benefits the people you share them with. It is beneficial for you, too.

Friday, April 29, 2022

How to Invest in Your Children’s Quality of Life

As parents we all want what is best for our children. There, fortunately, are many things we can do to ensure that our children have a better life. Here are some ideas to implement.

As a parent, your whole life is your kids. Once you have a child the shift of your life’s mission is forever changed. Taking care of your kids is a broad statement that applies to about 1000 different things. Some of the ways you can invest in your children’s quality of life are obvious while others less so. Here are a few examples of things that you can do for your kids that extend beyond their everyday needs.

Thursday, April 28, 2022

Mulled Wine Beef Roast Recipe -- Gluten Free, Allergy Friendly, and Delicious

Before I proceed with anything, I need to say that this picture doesn't show the final product- it was taken post much of the cooking but before the final 2 hours of cooking it, sliced and baked in the same sauce, so it ends up darker and is more tender.

This recipe was something that I stumbled upon by chance, since I had some open red wine (either cabernet or merlot) that was slightly starting to sour, and I figured cooking with it would be the perfect use for it (since it was no longer tasty to drink). I used it for a roast I had in my freezer and then was trying to think of something different to do with the roast than carrots and potatoes. Then I thought about what went well with red wine, and mulled wine was what came to mind. I threw in a bunch of spices that went well with wine and voila, that is how it was born.

Regarding the cooking method- beef roast, if not cooking properly, can end up quite dry, as it needs a long time to cook before it softens. I needed beef broth for a recipe. I've written about my beef hack, where I pressure cook beef to tenderize it for use in other dishes, and I decided I'd be using that for my roast. First pressure cooked. Then baked with seasoning. Then cut and baked again to soak up the juices.

The result? Absolutely delectable meat that my son said was his favorite way I made beef, so I made it again to be able to write down the recipe this time. Feel free to adjust the amount of sweetener in this recipe- I like my beef sweet but it's up to you how sweet you want to make it.

Mulled Wine Beef Roast Recipe -- Gluten Free, Allergy Friendly, and Delicious

Wednesday, April 27, 2022

What are multi-family homes and are they right for you?

My family and I live in a multi family home that we purchased a few years ago. We live on the bottom floor and rent out the top floor for tenants. For us it was the most logical decision, as the rental income pays more than half of the monthly mortgage, and a home the size of the space we live in would have a mortgage significantly higher than what we pay every month after the rental payment comes in. There are other reasons as well why someone would choose to buy this type of house. Read on below.

When you are looking to buy a home, there are lots of different things to consider. A multi-family home can be a real good place to get started if you are looking to invest in the real estate business. There are plenty of multi-family homes for sale in CT just now. They can not only be a great investment as a property to live in but also has the potential for huge financial benefits in the future. However, knowing what they are and how you go about purchasing one is a very different question. Here is a little advice on purchasing a multi-family home. 

Want New Clothes Without Spending Money? Host a Swap Party!

It's been a while since I've been to a clothes swap, but they were one of my favorite ways to get clothes for myself and my children. This post from a reader inspired me, and I think I want to arrange one ASAP because of how great they are.

Adding a fresh set of threads to your wardrobe is always an exciting experience, no matter the season. However, buying new clothes can get pricey, especially when you purchase them from big-name brands. Thankfully, there is a way to acquire some amazing outfits without breaking the bank. You can do this by hosting your very own swap party with friends.

A swap party is an event where people trade clothes that they no longer want for those that they actually like. After all, just because someone has fallen out of love with a clothing piece, doesn’t mean that it’s worn or drabby. Who knows, a friend’s unwanted garment might be your next great closet item. The best part? You won’t have to pay a dollar for your stylish threads, as hosting a swap party costs close to nothing. Besides being good for your pockets, swap parties also have a lot of other benefits.

Tuesday, April 26, 2022

When "Drugs" Are Actually Good; How Narcotics Are Now Being Used Medicinally

I wrote this article a few months back for someone but in the end they didn't want it published, so I had it just sitting there, unused and unpublished. But it is so jam packed with useful information that I felt I needed to share it with you. Between when I wrote this and now I got my medical marijuana license and it is very helpful for my health issues.


Don't do drugs. 

Don't do drugs.

Don't do drugs.

Did you grow up with that message repeated to you until you could repeat it in your sleep as I did? Drugs are bad, people who do drugs are bad, stay away from drugs, etc...

The thing is, as there has been more education on the topic, people are starting to realize that the topic of "drugs" is complicated indeed.

There is a reason why there have been legalization and decriminalization of marijuana and other drugs in many places in the world- there has been more and more awareness on the beneficial medicinal uses of some of these drugs. Yes, some drugs are bad, bad, bad, and can permanently destroy your brain. However, other so-called drugs are not only not harmful but are actually beneficial for many people. This isn't nearly as black and white as we were led to believe.

Monday, April 25, 2022

5 Health Benefits of Eating Lobster

Frugality is important, living within your budget is important, but including the occasional luxury into your budget is also important. If you decide that lobster is that splurge that you want, here are some health benefits of that seafood.

When you hear about lobster, there's one thing you're probably thinking about — the price. And yes, lobster tends to be one of the highest-priced items on any menu you can get. 

But there's some good news. For one, lobster is extremely simple to prepare as boiling is one of the most delicious ways to enjoy the flavors. This means you can pay the grocery store price and have an unforgettable dinner without paying restaurant prices. 

The second is that when you do splurge on lobster, you're not only getting heaven in your mouth, but it's also incredibly healthy for you. It often gets a bad rep for raising cholesterol levels, but it's full of vitamins and protein. The unhealthy reputation it receives is actually due to the way it's sometimes prepped and served.

What to Consider Before Moving to a Foreign Country

When I was 18 I picked up and moved across the globe to get married, to a country that I'd spent a year in at the age of 16, but not knowing much of anything about the country. I had a decently fluent grasp of the language because my mother spoke to us in that language since we have roots from there, but that was all I had going for me. I was very clueless about the culture and the job market, and especially the cost of living (and especially housing) vis a vis the standard wages there. I got a very rude awakening a few months into my living there, and as time went on and I had kids and tried to improve my financial situation I just learned more and more about how difficult things were to improve things financially here. (That's how this blog was born.) 

Fortunately, things are much better for us now, I'm more or less used to the cultural differences, and I love my life here 15 years later, but it might not have turned out that way. Many people who move here and invest lots of money into the move turn around and leave within a year or two. If you are considering moving to a foreign country, please do your research so you know exactly what you are getting into before you do a drastic change such as that. Read the following post from a reader about important things to consider.

Are you thinking of moving to a foreign country? It's a big decision, and there are a lot of things to consider before making the leap. This blog post will talk about some of the most important factors to think about before making the move. Whether you're moving for work or for pleasure, it's important to do your research and make sure that the country you're moving to is right for you!

Sunday, April 24, 2022

My Recent Frugal Accomplishments

This list of frugal accomplishments I recently did is shorter than my standard.list, but I wanted to share them with you nonetheless. Ok, maybe not so short- it seemed a lot shorter before I broke it down into different categories and added a few things that I'd forgotten.

Wednesday, April 20, 2022

Landfill Emissions and Their Impact on the Environment

When I started this blog, my main goal was to write about frugal living, because I was broke, but I soon noticed how many of the frugal things I do also end up being much better for the environment. Less waste is both frugal and good for the planet. This article below is a breif summary of how all our throwing things out damages the environment.

The amount of waste produced in the USA is mind boggling.

The quantity of waste that is dumped in the landfills is even more appalling. Each year, millions of tonnes of waste are dumped in US landfills with dumpster rentals or other means.

Most of the waste dumped in local landfills is made up of organic matter. Such organic matter can stay in the landfills for a very long time. This organic matter often emits gasses that can have an adverse impact on the environment.

Landfills and Waste Management

Landfills are where our trash ends up. They're essentially dumps that fill up with garbage brought by dumpsters as time goes on. These landfills are essentially a resting place for all of our trash. But they don't stay there forever as such, as this trash naturally decomposes.

Landfills emit a number of different pollutants into the air. The most prominent is carbon dioxide which contributes to climate change and is harmful to the Earth's ecosystems.

However, landfills also emit methane which is a greenhouse gas that has a greater effect on climate change than carbon dioxide. Landfills also emit chemicals like dioxins which are harmful to human health. These chemicals can travel through water and air. Even if we live far from a landfill, the impact of these chemicals is harmful and can be detrimental to everyone’s health.

Gas Emissions Caused by Landfills

Landfill gas emissions are one of the issues which are causing irreparable damage to our environment.

In spite of the fact that we are under the umbrella of environmental protection, the fact is that landfills are the most significant source of trash emissions. Over the years, local authorities and private organizations have made a lot of effort to reduce the amount of emissions released by landfills.

A couple of years back, no one would have thought that landfills emit greenhouse gas that harm our environment. But the truth is that they do, and this gas is responsible for speeding up global warming and climate change. The solution to reducing landfill emissions is simple enough but is, unfortunately, not very feasible. What we have to do is to reduce, reuse and recycle.

Negative Impacts of Landfill Gas Emissions

The other problem with landfills is that they can leak, causing harmful contaminants to get into the water supply. The earth underneath the landfill can also collapse and sink, which can damage homes, roads and buildings that are above ground.

Soil movement isn't the only negative effect of a landfill, either. The greenhouse emissions from landfills are unhealthy for humans to breathe. Not only is it unsafe for nearby humans and animals, but it can also cause global warming.

Landfill Leakage

A landfill can be leaking. Perhaps it was slowly leaking for some time, or perhaps it just happened one day, the result of heavy rains that evening. Whatever the cause, the black sludge can seep through the cracks in the walls, sinking through the soil and into the groundwater.

The surrounding community's wells would begin to run dry. Then, it is only a matter of time before the sludge reaches a major water supply, and when the townspeople come to investigate the cause of the water shortage, they will find it is the landfill.

Clearly, landfills can leak. This can be a problem not only because it can damage the environment, but because its consequences can be costly. However, one of the most important things that can be done to make sure landfills are stable and won't leak is to have a landfill layout done according to the latest specifications.

In order to prevent leakage, it's important to have a system in place that allows for water runoff from the landfill. The best way to do that is by making sure that the landfill is built to prevent liquids from seeping through the ground and causing it to saturate the soil.

It's also important to make sure that any pipes or drains have watertight seals to prevent liquids from coming through. Essentially, if this is done correctly, there should be no way for toxic liquids to leak.

Steps You Can Take to Reduce Landfill Emissions:

If you are concerned about the environment the best way you can take action is to reduce the amount of waste you create. There are countless ways to achieve this. You can start by using reusable shopping bags, bringing your own water bottle, and using reusable/refillable containers. If you have a lot of junk at home, rent a roll-off dumpster to get rid of it all at once.

You should also get in the habit of composting your food waste. Composting is a process of breaking down organic material and making use of it to fertilize your plants. This process contributes to reducing your carbon footprint and will also encourage you to buy less products since the food will decompose much faster.

Using a combination of the following tips can help reduce the impact of the amount of waste and landfill emissions that you or your business produce. Electricity is responsible for much of the greenhouse gas emissions and associated waste, so take steps to reduce energy consumption by installing energy efficient appliances, turning off lights and electronics when they are not in use, and turning down the thermostat during the cooler months.

Landfill gas emissions are a serious issue that needs to be addressed as soon as possible. We can't continue to produce so much waste, especially in our digital age. We also can't afford to continue to damage our environment by releasing so many pollutants in the atmosphere.

What Rights Do Step-Parents Have After Divorce?

A friend of mine is in an unhealthy marriage that she admits she needs to leave. But there are step children involved that she loves, which makes divorce for her complicated. Of course there are sometimes cases where the parent needs to divorce because the step parent is unhealthy for the step child. Do step parents have any rights to their step children post divorce? It is complicated. Read more more below.

With around one third of marriages ending in divorce over the last 50 years, along with the steady rise of blended families, Step Parent Parental Responsibility and the rights of step-parents have understandably become areas of interest. We look at what those rights are and what you can expect as a divorcing step-parent.

Beef Tongue with White Wine and Mushrooms Recipe -- Gluten Free, Paleo, and Allergy Friendly

Apologies for the less than appealing picture; I was trying to take a more beautiful picture, but my friend asked me what I expected, its tongue after all. But I can assure you that, despite looking weird, it was delectable meat and I highly recommend it, if you are a fan of tongue in general. (I'm not quite sure why eating an animal's tongue is any weirder than eating their chest or legs, but hey, people can have their preferences. They just are missing out on something amazing, since there is no meat as soft as properly cooked tongue.)

I threw together this tongue recipe because I wanted to try something a little bit different than my sweet and sour tongue, and I still had a bunch of discount-bought tongues in my freezer. I know many people like using red wine in their recipes with meat, but I've found the pairing of white wine, mushrooms, and beef to be wonderful and so decided to try that with tongue. It didn't disappoint. In fact, it worked out so well that I cooked up another batch as soon as the first was consumed, both to be able to enjoy it again, but also so I'd have the recipe to share with you.

Something to note if you've never made tongue before is that cooking it takes a long time. Like really long. I'll cook tongue the first time 6-8 hours simmering or longer, or 2-3 hours in pressure cooker at pressure. If you don't cook it long enough, it will be rubbery. There are no shortcuts here.

Beef Tongue with White Wine and Mushrooms Recipe -- Gluten Free, Paleo, and Delicious

Saturday, April 16, 2022

How Can I Add Class to My Home On A Budget?

It can be very frustrating to live in a home that feels like it doesn't suit you. I remember going through that in my old home. Moving isn't always an option when your home stresses you out, but there are ways to make your home more enjoyable, and if you enjoy classy, you want your home to be classy too. Here are some ways that you can add class without needing to move to a more expensive or different property, and without spending too much money.

Having a stylish home can be quite important to some people. Not only can it make your life seem well put together, but it might also improve how you feel about your living spaces. You may often spend time looking at expensive properties, or even the décor choices made by your favourite celebrities. However, it is probably not feasible financially for you to have these same items within your own home. Instead, you might want to consider some of the more cost-effective ways that you can make your home appear that much more stylish.

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