Smart Ways to Invest Your Money in 2019

If you work hard and earn money, then budget well and don't spend so much, you might be lucky enough to end up with a nest egg of money, some savings. You can just keep it in the bank where you may earn a small percent interest, or you can make your money work for you and bring in larger returns via investing. This post by Nancy Evans gives some ideas how you can do that.

There are a number of good options when it comes to investments in 2019. One of them is the stock market. The trick is to start small and to gradually scale the market.

The Stock Market

Many people hear the words "stock market" and get scared, but with the right technique and some experience under your belt, it is not impossible to get really good at investing in the stock market. One thing is for certain when it comes to the stock market, it does go up and down numerous times every day. The trick is to be in it for a long time so that your investments will be able to get through the rough times and so that you will eventually get to enjoy a decent return. In general, it is always best to have time on your side when you are investing so that you are less likely to make decisions that you may regret later on simply because you felt hurried or because you need funds right away.

Foreign Currency Markets

There are also foreign currency markets that have their benefits. It is the largest liquid market in the entire world, and that means that it also has the biggest potential to make you money. Of course, it also comes with its own set of risks. You need to be proactive in watching your foreign currency investment and get the latest dinar recaps and news.


Investing in cryptocurrency is another way you could grow your assets. You could run a self-managed fund that will help you get to grips with investing yourself. Check out SMSF SWYFTX vs Coinspot to see which route is right for you. As a new form of investment, you’ll want to do some careful research on cryptocurrency before you get started.

Real Estate Investing

Real estate is another smart investment move and one that many choose because you can see your investment and it feels more tangible than, say, stocks. The downside to investing in real estate is that you do typically need to invest a substantial amount of money upfront but once you have invested you can enjoy a good return on your investment. You can also invest in Real Estate Investment Trusts, also known as REITs. This is an ideal way to invest in real estate if you don't want to have to deal with rentals or if you don't want to live near your real estate. There are many crowdfunding sites that give you the opportunity to invest in real estate notes or shares and they tend to have good returns.

There are many different types of kiosks and venues that are always at the back of an investment magazine or on the Internet. They are legitimate and can potentially help you build your savings and even set you up for retirement. You will need a large sum to invest initially. You can even hire a property management company to handle the day-to-day errands for you.

Peer-to-Peer Lending

Peer-to-peer lending uses a platform such as the Lending Club and lets you loan your money to people for interest. Depending on the type of loan that you have given out, you can get a return of as much as 6% or even more. If you are thinking of getting into investing this way, you will need about $1,000 to get started. It is not available in all states, though, so you will need to check that out. With this type of lending out, you will lend your money to many different people because the Lending Club spreads your investment out for you. That way, you don't have the risk of having someone take the money and you not making any interest on your investment.

There are investment opportunities all around you, but you need to know where to look and you have to keep an open mind. You may not have considered a particular investment and it can be scary to try something new or something that is unfamiliar to you. If you do your research and start small, you'll potentially make a great return for your initial investment and you will have very little risk. So, why not? One thing is for certain, and that is if you never invest, you are guaranteed to make absolutely nothing. You need to take on a bit of risk and invest a little so that you are in the investment game rather than sitting on the sidelines watching others find their wealth.

See my disclaimer.

Penniless Parenting

Mommy, wife, writer, baker, chef, crafter, sewer, teacher, babysitter, cleaning lady, penny pincher, frugal gal

Previous Post Next Post