Saving Seeds for the Kiddos' Future

Parents want the best for their children and give them the greatest opportunities to start off their adulthood on the right foot. But that means starting now and not just waiting for the future. As in Aesop's tale of the ants and the grasshopper, saving up now means that you'll have what to eat in the future, even if playing is more fun... Saving up for the future is also like gardening. Here's how.

Planning for your little ones' future is sort of like starting a garden from scratch. You don't need a whole lot to get started—just some seeds, which are like the few bucks you tuck away now and then. Maybe you open a college fund or just start a little savings stash. Every bit you save is planting a seed for their education and stability down the road. It's about the small things you do now, like maybe teaching them to save their allowance or showing them how to budget for that video game they want. You're laying down the roots for their financial smarts.

Reclaiming the Word "Fat" and other "Bad" Words

Fabulously fat me, dressed up as Morticia

I needed to go clothing shopping and asked in a local Facebook group where I could find a clothing store for fat women. And in addition to a lot of helpful suggestions I got so many comments about my choice of language.

• "Plus size women. Not fat women."
• "Why the term Fat women? Larger sized women please!"
• "Can't we just say plus-sized? So much less demeaning."

I specifically use the term fat.

I am fat.

At  5'9 and 285 lbs, fat is a perfectly accurate descriptor. I'm fat. I'm tall. I'm blue eyed, straight brown haired, lightly freckled, myopic (need glasses), and a woman. Those describe me. They are all facts. Descriptors. None of them are either positive or negative. They are neutral. 

Descriptors are only negative if you make them that way. Otherwise, they are neutral.

Ten Tips for Talking to Your Child About A New Sibling

Navigating the conversation about a new sibling with your kids can be a bit like decoding a complex puzzle. This post explores the nuances of discussing the addition of a new family member. While my own parenting journey might not involve expanding the brood, I've learned a thing or two about fostering understanding and acceptance in the midst of life changes. So, let's delve into the practical aspects of having "the talk" with your little ones and create a roadmap for smoothing the transition.

There are so many considerations to hold in your mind at once when preparing yourself for a new baby that discussing it with your existing child can be easy to put off. No matter how old they are, talking to them about their new sibling is the best way to set up a positive relationship with the new baby.

7 Decluttering Tips for Busy Moms

Do you need a no-nonsense guide on decluttering for the overwhelmed? If the daily chaos of toys, laundry, and random odds and ends has you feeling a bit suffocated, you're in good company. I get it. In this blog post, we'll tackle decluttering with practical tips that fit the reality of our busy lives. So, if the idea. of a minimalist haven seems like an unattainable dream, stick around. The goal is order, without the overwhelm.

Being a mom is one of the most rewarding jobs in the world. But between work, school drop-offs and pick-ups, after-school activities, meal prep, and more, life can get hectic for moms! Keeping a tidy home amidst the chaos of daily life is no easy feat. Clutter can quickly take over, leaving you feeling overwhelmed.

The good news is there are many effective ways to tackle clutter and keep your home organized. As a busy mom, a little decluttering each day goes a long way towards maintaining order. Here are seven tips to help you declutter your home and free up more time and space for what matters most to you.

I'm Baaaaaaaaaaaaaack!!!!!!!

 
This time last week I woke up to horrifying messages from so many people. My Facebook page was sharing essentially pornographic stories, with links to a porn website if you clicked on them. I tried to go to my page to delete it, but I was completely locked out of my page. It wasn't considered something of mine anymore, I had zero access to it- just the same amount of access that any of you have.

I was horrified and upset and so many other things. I didn't know how to fix it. I tried reporting it to Facebook. I mobilized my circles to please report the facebook page. Everyone kept telling me to change my password but that didn't work since the page wasn't connected to my account anymore.

Don't Wait Too Late for Life Insurance

If you're like me, you probably don't want to think too much about death and what happens after we die. We're young and hope to live a long life, so why plan for our deaths just now? And besides, it's expensive, complicated, and just feels irrelevant. But unfortunately, disasters happen, and people die way before their time; unfortunately too many people in my circles have been dealing with that lately. My friend, for example, lost her brother in law in a plane crash, and he left behind many children. Fortunately, he had a good life insurance policy, so my friend's sister doesn't need to worry about the finances now in addition to all the rest of the hell they're going through at the moment.  Life insurance is one of the most important financial decisions you can make for yourself and your loved ones. And I'm going to tell you why.

First of all, what is life insurance? Life insurance is a contract between you and an insurance company that pays out a lump sum of money to your beneficiaries if you die during the term of the policy. The money can be used for anything, such as paying off debts, covering funeral costs, or providing income for your family.

There are different types of life insurance, but the most common and affordable one is term life insurance. Term life insurance covers you for a specific period of time, usually 10, 20, or 30 years. You pay a fixed amount every month, and if you die within the term, your beneficiaries get the payout. If you outlive the term, the policy expires and you get nothing.

Why is term life insurance beneficial? Term life insurance is beneficial because it offers a lot of coverage for a low cost. You can get hundreds of thousands or even millions of dollars of coverage for a fraction of what you would pay for a permanent life insurance policy. Term life insurance is also flexible and simple. You can choose the amount and duration of coverage that suits your needs and budget. You don't have to worry about any cash value, investment options, or fees that come with permanent life insurance policies. 

Hacked

Oh my gosh, I want to throw up.

Someone hacked my blog's Facebook page and kicked me off as site admin so now I have no access to it...

And they're posting sexually explicit things on it. (On the page's stories.)

I don't know what to do.

But I wanted to:

1) Let you know.

2) Let you know I know.

3) Apologize for you having to see those stuff.

4) Ask for help if you know how to help me with this.

Thanks so much.